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July 28, 2010

Beliefs are human computer programs

Filed under: health & fitness, life & business — Kristjan Byfield @ 5:17 pm

It is funny to remember when NLP (Neuro-Linguistic-Programming) became famous in the early 80’s that people were shocked to hear behaviour and personality defined as programs. It was shocking to compare a human being to a computer!

Today, science is going far beyond this notion. Quantum physics specifically affirms that we can’t be only observers in this world but contributors. This notion changes everything. The universe would not exist without consciousness and our own mind is building reality. Is that hard to believe?

We can’t look at something without influencing it and it seems that we are part of a gigantic Universal computer. Depending on our beliefs, we allow different kinds of events to happen in our lives, exactly like a program allowing you to open some documents. It actually makes perfect sense. Our beliefs are framing the territory of possibilities and if you don’t believe in the magic of life, it does not mean that it does not exist but that you can’t access it.

Our beliefs change our environment and health. The placebo and nocebo effects are well known and obviously important in the way we can either improve or damage our health. What is interesting is that all the double blind studies conducted for new molecules are showing an increase of the placebo effect. It is as if the program for self-healing is getting stronger.

Our beliefs seem to be a major factor in the whole process. If you want to make a presentation and you don’t have Powerpoint on your computer, it is much more difficult. In the same way, without the right beliefs, you cannot access certain levels of reality where, for example, your own inner power can heal you efficiently.

Don’t try to convince someone of anything. If the person does not have the right program, it will be almost impossible to believe you, because the reality of the person does not include this possibility.  The famous St Thomas quote: “I believe what I can see”. Do you see electricity, do you see air, viruses, energy..?

Because we are the architects of our life and environment, our beliefs are creating our life and vice versa. If I see the glass half empty, my life is unfolding according to this belief. So I have every reason to keep believing the same thing and to reject the ‘half full’ notion. In other words, changing beliefs is a gamble and needs strong commitment and faith to succeed.

The only hope, seeing how someone else’s life is different, is for some people to question their beliefs. What is he/she doing differently to obtain this result? Too often the notion of “they’re just lucky” gives an easy reason not to questions your own beliefs and patterns. Exemplarity is the only way to perhaps make people move on from the half empty position.

The only advice that I can give you is to stay as open as you can in order to be able to download more programs allowing you to have a wider range of experiences. And what if the all notion of beliefs and programs is true- do you believe it?

It is all up to you.

This article was written and supplied by Denis Gorce-Bourge of www.gblifecoaching.com

July 20, 2010

The Foot- Our Platform for Stability (Part 1)

Filed under: health & fitness, life & business — Kristjan Byfield @ 4:30 pm

According to Britain’s Chartered Society of Physiotherapy, up to 60% of sports injuries are caused by worn-out or unsuitable footwear.

Proper footwear can potentially prevent, reduce and/or treat mechanical factors associated with injuries to the lower extremities and the lower back. The foot provides dynamic stability for a person’s entire body weight, while simultaneously maintaining flexibility for shock absorption and propulsion along uneven surfaces. As a result, there are unique biomechanical demands on the foot.

One of the body’s adaptations to these demands is through specialized movements in the foot, such as Pronation. Unless there is a severe, acute injury, pronation develops as a gradual biomechanical distortion. Several factors contribute to developing pronation, including tibialis posterior weakness,  ligament weakness, excess weight, flat feet, knock knees, subtalar aversion, or other biomechanical distortions in the foot or ankle.

Tibialis posterior weakness is one of the primary factors leading to pronation. Pronation primarily is controlled by the architecture of the foot and eccentric activation of the tibialis posterior. If the tibialis posterior is weak, the muscle cannot adequately slow the natural pronation cycle. This can become a contributing factor to lower back pain and lower extremity disorders, such as plantar fasciitis, ankle injuries, foot pain, shin splints as well as various knee and hip injuries.

Back pain due to foot pronation

The inward rotation of the leg that occurs as the foot pronates causes the pelvis to lean forwards (anterior tilt) and drop. This increases the curvature of the lower spine (see picture below) and the muscles become tight and sore. If the foot pronation occurs more in one foot than the other, this will cause the pelvis to become uneven. The leg will become shorter on the more pronated side and the lower spine may tilt in the opposite direction to prevent leaning. As a result, muscles and joints become painful and walking becomes less efficient. Pronation usually is corrected with orthotics, which are especially designed shoe inserts helping to restore the natural position of your foot and/or strengthening exercises for the tibialis posterior.

Here are some strengthening exercises for the Tibialis Posterior:

1. Use a ‘theraband’ or the inner tube of a bicycle-

Place two fingers on the outside of your knee to stop it moving to the side.

Now contract the Tibialis posterior muscle by letting the ankle pull against the rubber tubing, trying to lift the foot arch off the floor by rolling the ankle outwards. Here, it is still only partially raised off the ground.

Note that this is the situation in a healthy, fully functional lower leg and foot. In the situation for an already over strained and insufficient tibialis muscle, the foot arch would not lift even this much.

2. Form foot arch as seen above.

Place the fingers inside of the knee, and encourage the knee to move to the side.

The femur thus laterally rotates to catch up with the lateral rotation in the tibia, and the knee is no longer twisted.

Note how the foot arch fully lifts by combining the twin strategies of contracting the Tibialis posterior muscle and moving the knee laterally.

Also, Deep Tissue Massage treatments can relieve myofascial trigger points in the tibialis posterior, and other muscles, and address any resulting neuromuscular dysfunction in the leg or foot.

Do I need Orthotics?

Many foot symptoms ranging from general aches to painful bone and foot problems such as heel pains, bunions, calluses and knee or back pain, can be caused by collapsed and fallen arches.

Orthotics are especially designed shoe inserts which help to restore the natural position of your foot and realigning the joints within the foot in order to relieve the various symptoms. Left foot is corrected with a casted orthotic.

Do I wear Orthotics all day?

Orthotics, like glasses, work only when you use them. They do not change the structure of a foot, but help realign its joints to improve posture and function and relieve foot pain.

All day use of your orthotics is generally recommended to control or reduce pain or fatigue.

This article was written and provided by Barbara Brunner of www.brunnertraining.com

Landlords- remember your agents!!

Filed under: life & business, property, property management London — Kristjan Byfield @ 4:06 pm

It always surprises me to talk to a Landlord that has had several lets successfully completed by us and hear them say ‘I have had my property on the market with Agent X for a month now with no joy’.

Why didn’t you call us?????

Despite the best of efforts, it can be difficult to stay in verbal contact with all your clients every month. No matter how hard you try, particularly in busy months, allocating the time to call them up can simply be impossible.

We, like many agents,  make every effort to stay in contact electronically with emails, newsletters and a host of social networking sites but, whilst these bear some fruits, the reality is verbal communication is king. Everyone likes to hear a voice at the end of the phone and to feel special and valued.

Landlords- not getting regular calls from your agent is not a failing but often down to just simple logistics, especially when dealing with a smaller independent agent and not some vast corporate behemoth. If an agent works well for you remember to stay in contact with them- ultimately it is in your best interest.

Yes, we are the ones you pay fees to and therefore make money from you but if your flat sits empty, or rents for less than it should or you get bad Tenants, then you are the one that suffers as a result. Why risk any of this on an agent you don’t know or, worse still, that has performed badly for you in the past?

If you have a good agent- remember them! Keep their details on your phone, in your  filofax, in Outlook- wherever it is you go when you need to contact someone about your property. This also means they are to hand if any friends or contacts ask if you can recommend a good agent- at the very least the agent will appreciate this immensely but can sometimes mean extra benefits!!

July 16, 2010

Property Owners: Make the most of the weather!!

Filed under: life & business, property, property management London — Kristjan Byfield @ 5:51 pm

Every agent loves this time of year- yes it can get a bit hot for rushing around, but there is no better time of year to show a property than during (good) summer months.

With natural light a problem in so many properties in London, particularly many of the new builds in close proximity to one another and with smaller windows, this is a great opportunity to show ‘bright spaces’. Light fills most properties at this time of year and late in to the popular evening viewings ensuring every inch of the property can be clearly seen.

Of course there is a downside to this- if your property is looking tired and worn or dirty or you have grimy windows there is no longer any hiding place.

Summer, at least for Lettings, has long been the busiest time of the year. Due to the high level of demand from students, graduates and professionals alike and the weather, it can be an excellent time to let out your property and maximise your rent return.

Just make sure YOU are making the most of this period. It is absolutely vital at this time of year that properties are, where possible, shown clean and tidy. Make sure any minor maintenance issues are dealt with prior to marketing and that items like windows are given a good clean in & out. Clean, bright windows make an excellent impact on any viewer- grimy ones can leave a property looking dull and an applicant deeply uninspired.

Of course, you have to gauge this along with your tenants- if they are messy and dirty then these works may be money wasted whilst they are still living there. With good tenants this often spurs them to make an extra effort in presenting the property during the last couple of months s they see you are investing in preparing and presenting it.

Don’t miss out- whether you take the task to hand yourself, hire professionals or have your lettings/managing agent sort it for you this can be money well worth spending!

July 14, 2010

Furniture & Appliances- how to claim and save on your tax bill!

If you rent out furnished property, other than holiday lets, you are allowed to claim the cost either through:

10% wear & tear allowance

The allowance is given every year and is equal to 10% of the net of the total rent for the period less charges and services which would normally be paid by the tenant, such as Council Tax, water rates etc).

or

On a renewals basis

If you use the renewals basis you cannot claim for the original purchase of the equipment (fridges, hobs, ovens etc.) furniture or fixtures.

You can, however, claim the cost of renewing any of the above items, perhaps, even at the end of the let.

If you would like to discuss this further and join us at GC Accountants please contact our Tax Partner Harry Charalambou ACA ACCA on 020-8886-3672.

Disclaimer

By necessity, this briefing can only provide a short overview and it is essential to seek professional advice before applying the contents of this article. No responsibility can be taken by GC Accountants or Base Property Specialists Limited for any loss arising from action taken or refrained from on the basis of this publication. Details correct at time of writing.

July 8, 2010

General maintenance tips for Landlords

Filed under: life & business, property, property management London — Kristjan Byfield @ 4:31 pm

If you are renting out a property, and particularly if the plan is to do this over an extended period of time, there are several points of upkeep well worth considering:

Boiler & Heating- as well as the mandatory annual Gas safety certificate it is well worth having this serviced on a regular basis. Some do it annually but you should definitely consider it at least once every 2-3 years.

Plumbing, Drains & Gutters- If you have a house it is recommended that at least once a year (particularly if near any trees) you have all gutters and external drains cleared of all debris. For internal plumbing, it is becoming more commonplace in blocks of flats that Leaseholders are required to have an annual plumbing inspection. This is no bad thing and can help avoid major leaks and damage to multiple properties. It is also worth flushing all drains and toilets with some sort of drain cleaner after each tenancy to help avoid the build up of grease and waste in the pipes (however do follow instructions and DO NOT leave a caustic cleaner sitting in plastic pipes for weeks- you will return to a nightmare!!).

Mastik & Sealants- inspect these annually if you can. If in doubt (or looking mouldy) re-do them now! This is cheap to do, keeps bathrooms & kitchens looking fresh and neat and helps avoid minor leaks.

Garden- Despite Tenants best intentions, it is incredibly rare that these are maintained properly. It is well worth having a gardener attend the property at least once (preferably twice though) and give everything the once over ensuring weeds are removed and plants/trees pruned effectively.

Carpets- The cleanliness of carpets on return of a property is a cause for numerous disputes. Nip this in the bud! Have all carpets and soft furnishings professionally steam cleaned before your first tenancy and require in the contract that all tenants do this at the end of theirs and provide a receipt as proof. This way your tenants get theirs in nice clean condition and you know you will get it back that way.

Painting- you should be prepared to have at the very least the walls (if not ceilings and woodwork too) re-painted every 3-5 years. Whoever you use (or if you do it yourself) make sure you use good quality paint. It looks better and is far more durable.

Consumables- if you provide, bedding, linen, pots, pans, etc be prepared to replace these on almost a tenancy by tenancy basis. Where possible we recommend you do not offer this from the start- you can always provide it if requested.

This list should help you keep your property in tip-top condition helping you get maximum rent with minimum voids. Being proactive will also help avoid costly maintenance issues and possible insurance claims and damage liability.

June 28, 2010

The honesty puzzle

Filed under: health & fitness, life & business — Kristjan Byfield @ 5:10 pm

How many times do I hear patients complaining about their environment, people around them, friends, partners…?

Our environment is the mirror of our inner world and reality. How can we expect to have the right surrounding if we are not true to ourselves and others? We have the friends, the partners, and the boss that we deserve. If you want to change your surroundings, change how honest you are both with yourself and those around you. Don’t try to be somebody else or you will have somebody else’s friends, partner and boss!

We are like a puzzle piece and our we have a specific purpose. We are a corner or a piece of sky or whatever else but, if we are not true and honest, we can’t be at the right spot on the puzzle. This then puts the rest of the puzzle out of place as you are taking someone else’s place and so the cycle continues…..

If we embrace, respect and love who we really are the world around us will change accordingly and, little by little, the big puzzle will change and the big picture will appear.

Genuine, beneficial change can only happen if you are genuinely honest with yourself. Accepting who we are is the safest and quickest way to evolve and grow.

The more you are true to yourself, the more you will see people that you do not really like disappear and new people appear. Perhaps will you see someone appear around you that can become your partner, your new boss or a great friend?

How can you be yourself? Well, the simplest answer is to work on yourself and try to listen. Do you say ‘No’ when you want to, or do you answer according to how those around you might react? That’s your first step in the right direction! What is the real you? Are you faking reactions? Do you pretend it doesn’t matter when someone hurts you? You can express the fact that it hearts and it will not make you appear weak or overly sensitive. It takes courage to express your emotions.

Your life could be very different if you would really commit to yourself and to what makes you happy instead of spending so much energy trying to please others.

The puzzle is waiting to become a lovely picture and you can help the collective process by truly helping yourself.

This article was written by Denis Gorce-Bourge of www.gblifecoaching.com International Executive Coach, Trainer and Psychotherapist.

June 25, 2010

The Emergency Budget- what this means to the property world

Filed under: finance & mortgages, life & business, property, property management London, taxes — Kristjan Byfield @ 11:47 am

The Emergency Budget earlier this week started with some of the cuts and taxes that had been rumoured. We all know this to be a necessary evil, having buried ourselves in debt over recent years.

What applied to the property market?

Capital Gains Tax (CGT)- Rumoured to increase to 40-50%, the actual increase to 28% for higher rate income payers is far more digestible. With fears this would de-stabilise the private rental sector, whilst making investment less rewarding for many in London, this is manageable.

VAT- this will rise to 20% on 1st January 2011. Causing a nominal increase to those using agent and other property related professional services alike, the 2.5% increase will dent the pocket without, hopefully, over-burdening.

Council Tax- this will be frozen for a year in 2011. This is good news for the private rental sector avoiding increase in living costs for tenants. This helps keep this sector more viable and should help reduce rental defaults.

Unemployment- stats suggest that this should peak this year at just over 8% with a gradual reduction over the next 4-5 years as the country, and its economy, recovers. As this number does reduce, in theory, this means more viable buyers/renters on the market and therefore we should see a gradual growth over this period of demand across the board.

Overall, many would agree that the property sector has escaped relatively unscathed. How we fair in future budgets, and how well these measures work, remains to be seen.

Comments by Labour attacking many of these measures seemed ridiculous- the government that had systematically buried us up to failing point in debt still seemed to think borrowing more was the way forward! I know they have to comment, and couldn’t possibly agree, but really?? Maybe you should have just kept your heads down this time and tried to let us all forget that it was you that put us in this mess in the first place!

June 22, 2010

Google enters the property arena- so what?

Filed under: life & business, property, property management London — Kristjan Byfield @ 7:34 am

Google, has after much anticipation, entered the world of property listings. After much success in both Australia and the US with a similar venture it was only natural that the UK was next on its hit list.

The main beneficiary of this endeavour will be the smaller, independent agents (like us). It will take time for people to recognise this feature on Google (part of the Google maps set-up). Those wanting to find property can simply visit Google maps, type in an area or postcode and then under the ‘more’ options, select for properties to be shown. A host of pins will appear on the map which will show basic info and can be reduced by adjusting a set of filters to match your requirements.

Most of the industry software providers have jumped on this feature and most agents with a privately owned website will be able to have all their properties appear here for a small, one-off set-up fee.

The big property portals such as Rightmove and The Digital Property Group (Findaproperty, Primelocation, etc) have decided NOT to list their properties…..and for the smaller agent, this is a good thing. It enables small agents to market on par with the ‘big boys’ for little or not cost. Unheard of in almost any industry.

Will it change the industry- unlikely as the ability to search for property using a map is already employed but some of the major portals. Are portals doomed for- unlikely, at least for now, as portals cost visitors nothing to use and offer a lot more features (at present) than Google. However this is a tool that will grow in popularity and the smaller agents that embrace it and learn how to use it to their advantage will benefit with the investment of little more than a few man hours.

Anything that helps David take on Goliath(s) has got to be a good thing…..right?

Why ‘Bodyweight Training’ is one of the best workouts

Filed under: health & fitness, life & business — Kristjan Byfield @ 7:33 am

When one thinks about gymnasts and acrobats performing somersaults, hand stands, jumps on vaults and beams and looking superhuman, you can’t help but wonder: “Where does their huge amount of strength and skill come from?”.

I am a big fan of a type of training called Bodyweight Training, which is one of the most natural ways to train as it uses very little or no equipment and involves performing a wide range of exercises by using your own bodyweight.
These are several great reasons for Bodyweight Training:

• It builds your core – with bodyweight exercises you tend to use your core a
lot more than when you’re just doing weights. It’s practically impossible not
to! Why is this important? A strong core means less chances of getting back
pain!
• It builds functional strength – this type of training will enhance the coordinated working relationship between your nervous and muscular systems, which in return means you’ll be seeing substantial improvements to whatever
sport you’re practicing!

• It’s easier on your joints – weights don’t tend to train your stabilizer muscles as well as bodyweight training. You’ll be moving your own body in lots of different directions and at different angles which will help build your stabilizer
muscles and strengthen your joints.

• It will improve your flexibility – at first you might find this type of training a little difficult, but after a few workouts you’ll notice how much more flexible you’ll be!

• It will save you time – the reason we teach bodyweight training is so that you know how to perform these type of exercises when on holiday or at home and in the park since you’ll only need a little bit of space and almost
no equipment!

So here is a simple routine for beginners to get you started:

The Burpee

• Begin in a Squat position with your hands on the floor in front of you
• Kick your feet back, while lowering yourself into a plank position
• Return your feet immediately to squat position
• Leap up as high as possible from the squat position

Walking Lunge

• Stand upright and take a step forward with one leg and lower yourself until your back knee almost touches the ground
• Do not allow the front knee to go forward beyond your toes
• Push yourself upright again, then do the same with the other leg
• Keep moving forward

Squat Jumps

• Begin in a squat position with your hands stretched out in front of you
• Now jump up vertically as high as you can before returning into your initial position
• Do not look on the ground but instead keep focusing on something a few feet ahead of you

Pelvic Raises

• Lie on your back with your hands by your side
• Raise your legs so that your feet are pointing at the sky or the ceiling
• Now raise your buttocks off the ground, pushing your feet up as high as you can
• Return to starting position keeping your feet pointing up

Here’s an idea to perform your routine: go for a jog or a run in your local park if you can. Run for 5min, then stop and do these exercises back-to-back with zero rest in between. You will want to rest, but immediately hit the next exercise!! After it is done, keep jogging for the next 5 min, then repeat.

If you’re starting off from not having done any exercise in a while, I suggest you aim at just going out for a short 20 min workout, which means you’ll be jogging and doing this routine twice, and they’ll approximately last 5min each. Try and do this 2-3 times a week for at least 4 weeks before you start to add another set to the routine.

Just remember to add another 5min of jogging every time you add a set of exercises. This way, your workout will be a 30min one by month two, and a 40min one by month three.

Try it. This is the perfect way to tone your entire body and get ready for the summer!

This article was written by Barbara Brunner of www.brunnertraining.com

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